Graduate Loan

Borrow what makes sense.

Graduate students who are working towards an advanced degree or certificate face the daunting task of paying for increasing tuition and fees.

The Educated Borrower Graduate Loan meets this challenge by allowing qualified students to borrow the entire cost of education less other financial aid.

A qualified student borrower, or a student borrower with a qualified co-signer, may borrow up to $60,000 per year and $180,000 in total over three years.

No preset income limits.

The Educated Borrower Loan is not based on financial need, which means we’ll never dismiss your application because you make more than a certain amount.

Every family’s needs and finances are different, and we have designed our program accordingly.

No depletion of current funds necessary.

We recognize an advanced degree is a substantial long-term investment that can pay dividends for a lifetime. In response, we offer repayment terms of up to 20 years, resulting in lower monthly payments .

The Educated Borrower Loan can provide an alternative to liquidating tax-deferred savings such as 401(K) accounts, taking out home equity loans or borrowing under credit cards.

Repay When It Makes Sense.

Our generous loan terms allow students to complete their graduate education and defer all loan payments until 180 days following graduation, or when enrollment falls below half time.

There are never any prepayment penalties with The Educated Borrower Loan.

Applying is Simple. Apply Now!

Students (or students with a qualified co-signer), can obtain an Educated Borrower Loan with their own credit, so that there are no intrusive Federal FAFSA forms to complete. Furthermore, there are no application fees or other out-of-pocket expenses to apply.

Students can finance tuition and fees, room and board, books and supplies, transportation and living expenses and head towards a rewarding graduate degree or certificate.